A Way to Increase the Savings Rate in the US

As 2014 begins, all across the world the rush of New Year’s resolutions has crested. Many of these resolutions involve getting a better job, working harder or simply saving more. One common goal is developing a so-called “Rainy

A Comparison of Free and For Pay Tax Preparation Programs At Two Credit Unions

About The Authors

John Hoffmire, PhD

John Hoffmire is the director of the Center on Business and Poverty at the University of Wisconsin School of Business and faculty associate at the Puelicher Center for Banking Education at UW-Madison. Before

Basic Business Structures: The Importance of Collateral in Obtaining Loans

Small businesses are a very essential component of the economic and financial fabric of emerging market countries such as Mexico.

In order for a company to secure a business loan from a bank in Mexico, the owner(s) will

U.S. Schools Should Follow Utah’s Lead in Teaching Financial Literacy in the Classroom

How do college students behave financially and plan for the future? Are college students’ financial planning skills getting better over time?

Those are the questions that Money Matters on Campus has tried to answer.

Money Matters on Campus, a

Can Companies Solve Workers’ Money Problems?

Financial-wellness plans aim to help employees cut their debt, invest for retirement.

By Rachel Feintzeig , Wall Street Journal

Companies are expanding their wellness programs to focus on workers’ wallets in addition to their waistlines.

Meredith Corp., Staples

Wealth Inequality and Owning a Home: Not What You Probably Think

Wealth inequality is an issue that influences many societies. The top one percent of people own 40 percent of global wealth, whereas the bottom half has only one percent. But what, if anything, to do about this

Climate Change Presents Skewed Vulnerabilities and The Ethical Imperative

The discourse around climate change is often spiced by vested interests, denial, skepticism, exaggeration and inertia. Even in rare constructive moments, the discussions are primarily limited to factual and technical analysis. This overriding focus on supposedly “objective”

Avengers Save the Day: Innovative Groups Teach Youths Financial Wellness

What do superheroes and mentors, financial calculators and online courses have in common? Each is a financial wellness tool developed by Visa, Staples Foundation, The Church of Jesus Christ of Latter-day Saints and Operation Hope to teach

Education About Alternative Energy Options Remains Pressing Need

Today the world consumes over 12,700 Mtoe (million of tons of oil or equivalent) or 1.47 E12 terawatt hours of energy. The majority of that energy consumption (92 percent) comes in the form of fossil fuels such

Why Having a Great Retirement is Harder than it Sounds

As more and more American workers reflect on their ability to secure a financially comfortable retirement, the mismatch between when they think they will retire and when they actually do provokes both concern and reflection. Retirement ages

Crowdfunding Lends to Need for Financial Literacy

Money makes the world go ’round. And because so much of what we all do revolves around money — making it, spending it, saving it and investing it — understanding how money works and being financially literate

How to Address the Mediterranean Refugee Crisis

The European Union is in the midst of a crisis of conscience. From their headquarters in Brussels, EU leaders have spent years promoting a brand of acceptance, morally driven policies and socially responsible approaches to challenges throughout