Financial decisions

People who use mobile fintech apps tend to make worse financial decisions

One of the wonders of the modern life is all of the whizzy technology available to help us manage our money. But does it mean we make better financial decisions? Maybe not.

A study of mobile-payment using millennials (ages 18-34) in the US found they were less likely to be financially literate than

Why we hate making financial decisions – and what to do about it

The advice to use your head, not your heart, might not be helpful after all. We all make tough decisions, but choices relating to money send many of us running in the other direction. Unfortunately, ample evidence indicates that aversion toward financial decisions leads many of us to put off things like funding a 401(k)

Women’s Guide to Financial Literacy

There has been a lot of discussion around women’s rights in the past year. One issue that hasn’t received much attention is financial literacy and a woman’s ability to make her own financial decisions. While the other issues are important, this one could be the most important of all.  The ability to make wise financial

How Much Financial Knowledge Do People Acquire as They Age? Not Much.

Americans’ knowledge of personal finance is low even among people who have already made many important and fundamental financial decisions, says WSJ Wealth Expert Annamaria Lusardi of George Washington University.

People often argue that financial knowledge can be acquired with experience. But if the evidence from a new survey index is any indication, that way of

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