There are two ways to be poor, according to a recent story on MSN Money. There are people who don’t earn much and live below the federal poverty line like 47 million people or 15 percent of Americans, according to the US Census Bureau.

Then there’s another kind–those who make good money but are saddled with so much debt: high mortgages, astounding credit card balances, student loans, etc.

If you (or someone you know) is still in denial about being broke, here are some signs to watch out for:

Read more at the Conejo Valley Happening